What were you doing at the age of nine years old? I know I was outside playing in our yard in Chicago. I didn't have a care in the world. I sure wasn't thinking about ways to make money.
Here we are at the start of November which means it's time to think about Christmas shopping. You may think it's too early but I like to spread it out one paycheck at a time. It really does make it a lot easier on the bank account.